Disclaimer and Terms of Use

By accessing, reading, or using any content on this website or receiving our newsletter, you hereby agree to the following terms and conditions:

1. Acceptance of Terms: Your use of this website and subscription to our newsletter constitutes your full acceptance of these terms and conditions. If you disagree with any part of these terms, you must not use this website or subscribe to the newsletter. No correspondence will be entered into if you have any issue with these terms and conditions.
2. No Financial Advice: The information provided on this website and in our newsletter is for informational and educational purposes only. Nothing contained herein constitutes financial, investment, tax, or legal advice. We are not licensed financial professionals, and the content should not be interpreted or relied upon as such.
3. No Warranty or Guarantee: All content is provided "as is" without warranty of any kind, either express or implied. We make no representations or warranties about the accuracy, completeness, reliability, or suitability of the information, products, services, or related graphics contained on the website or in the newsletter.
4. No Liability: Under no circumstances shall we be liable for any direct, indirect, incidental, special, consequential, or exemplary damages, including but not limited to, damages for loss of profits, goodwill, data, or other intangible losses resulting from the use or inability to use the information on this website or in our newsletter. This applies even if we have been advised of the possibility of such damages.
5. Third-Party Links: Our website and newsletter may contain links to third-party websites or services that are not owned or controlled by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party sites or services.
6. Indemnification: You agree to indemnify, defend, and hold us harmless from and against all claims, liabilities, damages, losses, and expenses, including reasonable attorney's fees, arising out of or in connection with your use of or reliance on any content of this website or our newsletter.
7. Changes to Terms: We reserve the right to modify or replace these terms at any time. Continued use of the website or our newsletter after any such changes constitutes acceptance of the new terms.
8. Governing Law: These terms and conditions are governed by and construed in accordance with the laws of the jurisdiction where our entity is located, and you agree to submit to the exclusive jurisdiction of the courts in that jurisdiction.
9. Entire Agreement: These terms and conditions constitute the entire agreement between you and us regarding our website and newsletter, superseding any prior agreements, communications, and proposals, whether oral or written.

By using our website or subscribing to our newsletter, you acknowledge that you have read and understand these terms and conditions, and you agree to be bound by them. Failure to comply with these terms may result in termination of access to the website and newsletter, without notice, in addition to other legal remedies available to us.